Full SEC definition

SEC Rule 501 of Regulation D defines accredited investors as follows

You must meet one of the following criteria:

  • You have an individual income of more than $200,000 per year in each of the last two years and expect to maintain the same level of income in the current year.

  • You and your spouse jointly have an income of $300,000 per year in each of the last two years and expect to maintain the same level of income in the current year.

  • You have a net worth exceeding $1M, excluding your primary residence, either individually or jointly with your spouse.

  • You invest on behalf of an entity with at least $5M in assets or a business in which all the equity owners are accredited investors.

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